Personal CFO offering Family Style Services - for Professionals, Pre-retirees, and Families
Working with a personal CFO to maximize wealth, minimize stress.
What if you could manage your personal and family finances with the knowledge and advice often applied to successful businesses? Every family needs someone in their corner to simplify complex financial decisions, align tax and investment strategies, and preserve wealth across generations.
As your Personal CFO (PCFO), Clearview acts as your dedicated financial quarterback, coordinating your financial life across taxes, investments, insurance, estate planning, and day-to-day money management. We offer family office style services with access to professionals providing outside services such as accounting, legal, and estate planning —working together your Personal CFO ensures you are never left managing conflicting advice.
What we provide and the benefits for you
Comprehensive Oversight
- A single point of contact coordinating with your CPA, attorney, insurance experts, bankers, and more.
- Save time by eliminating the burden of being the household financial manager —your Personal CFO team handles the details.
Retirement Income Planning
- Create customized “bucket” strategies to balance safety, growth, and income.
- Model cash flow needs to ensure retirement lifestyle goals are funded.
- Optimize the timing of Social Security, pensions, and annuities to ensure retirement confidence and manage lifetime income.
Tax Strategy and Optimization
- Coordinate tax-efficient withdrawal strategies from IRAs, 401(k)s, and brokerage accounts.
- Leverage Roth conversions, charitable gifting, and income smoothing to reduce tax drag. Integrate with CPAs to proactively plan for annual and long-term tax savings.
Investment Oversight and Risk Alignment
- Build a disciplined portfolio aligned with retirement time horizons and risk tolerance.
- Diversify across asset classes and strategies to reduce volatility and downside risk.*
- Monitor and rebalance investments regularly with accountability reporting.
Estate and Legacy Planning
- Coordinate with estate attorneys to align wills, trusts, and beneficiary designations.
- Structure assets to mitigate estate taxes and protect wealth for heirs.
- Ensure healthcare directives, powers of attorney, and legacy wishes are fully documented.
Insurance Review and Risk Management
- Audit current property, casualty, life, and long-term care coverage for blind spots.
- Eliminate overlapping or unnecessary policies to reduce costs.
- Ensure coverage levels match retirement lifestyle and wealth transfer needs.
*There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
